Checking

woman using smartphone

Checking Accounts

Looking for a checking account that fits your lifestyle? 

North Georgia Credit Union is your trusted financial partner, here to help you achieve your goals.

  • Free and Easy Checking: Enjoy no minimum balance requirements, no monthly fees, and no per-check fees. After opening a regulare share/savings acccount at NGCU, you’re eligible to apply for a checking account
  • Everything You Need: Get a free VISA® debit card for everyday purchases and easy access to your cash with free withdrawals at NGCU ATMs and a network of partnered ATMs.
  • Convenience at Your Fingertips: Manage your money on the go with free online banking and free bill pay when you choose eStatements.
  • Effortless Money Management: Simplify your finances with free direct deposit and payroll deduction. Get your paycheck deposited directly into your account and set up automatic transfers for bills.

Ready to switch to a better checking experience? 

Convenience at Your Fingertips

 

Whether you’re navigating daily life in your hometown or embarking on adventures further away, your account resources are always within reach, 24 hours a day. Manage your finances on the go with our mobile app, free online banking, and complimentary bill pay when you opt for e-statements.

Access our no-fee NGCU ATMs at 6 convenient locations and get a FREE Visa Debit Card. Join us today and take control of your finances!

Download the Mobile App:  Apple App Store | Google Play Store

woman using smartphone

OverDraft 

Avoid the expense and inconvenience of overdrafts with Overdraft Protection from NGCU. Overdraft protection is available on our checking accounts using a pre-approved line of credit.

Please contact us if you have any questions about Overdraft Protection, or complete the overdraft Protection Application to apply for overdraft protection.

Locations

Big A Road

695 Big A Road
P.O. Box 280
Toccoa, GA 30577

Phone: 706-886-1441
Fax: 706-886-3757

Email: mail@ngcu.org

Mize Road

1067 Mize Road
P.O. Box 280
Toccoa, GA 30577
Phone: 706-886-1441
Fax: 706-886-3757

Clayton Branch

579 Highway 441 South
Clayton, GA 30525
Phone: 706-212-0336
Fax: 706-212-0335

Hartwell Branch Office

249 East Franklin Street
Hartwell, GA 30643
Phone: 706-376-6961
Fax: 706-376-3184

Lavonia Branch Office

11850 Augusta Road
Lavonia, GA 30553
Phone: 706-356-7001
Fax: 706-356-7008

Check Ordering

 

Personal Check Reordering
Business Check Reordering
Order By Phone
Personal Check Reordering 877-838-5287
Business Product Reordering 800-252-3414