Who Can JOin?

North Georgia Credit Union: Your  Member-Owned Financial Partner Institution or Credit Union

North Georgia Credit Union (NGCU) is more than just another ordinary financial institution.  We’re a financial cooperative, owned and operated locally by our members. Unlike for-profit banks, NGCU reinvests profits back into the credit union, offering competitive rates and personalized service.

Join the NGCU Family!

Residents of Stephens, Franklin, Hart, and Rabun Counties, and those who work in these counties are eligible for membership. Additionally, employees of the following participating employee groups and their immediate family can also join.

Acree Oil Company

Acree Plumbing

Adams Motor Express, Inc.

Albatek Industrial Coatings

Applegate Insulation

American Woodmark

ASI Global Partitions

ASI Southeast

Bar-B-Que Shack

Blue Beacon Truck Wash

Blue Ridge Products

Bulldog Auto Parts

Carter’s Royal Dispos–All, Inc.

Central Tooling

Circle of Friends Daycare Center

City of Lavonia

City of Toccoa

Currahee Towing

Davis Transfer Company

Dean Country Rentals

Dowell Express, Inc.

Ed Hicks Construction

Ed Murdock Chrysler Dodge Jeep/Lavonia Ford

Exit Landmark Realty

Fabritex, Inc.

Fanello Industries

Franklin County Farm Bureau

Franklin County Government Employees


Gem Plastics

Georgia Auto Sales

Georgia-Carolina Radiocasting

Ginn Funeral Home

Goodyear Cleaning Services, LLC

Habersham Plantation

Harbin Lumber Company, Inc.

Hart County Board of Education

Hartwell Pizza Hut

Heavywood Furniture Company

Henry T. Hayes Company

Hewitt & Son Wrecker Service

Holcomb Builders, Inc.

HomeTown Neighbors Magazine

Johnson Service Center & Window Tinting

K&S Machined Products

Kautex Textron

Lake Foods, LLC

Lavonia Clinic Medical Associates

Lavonia Housing Authority

Lavonia Stair & Rail

Little People’s Learning Place

Luftex Performance Yarns, Inc.

Marty Clark Auto Sales, Inc.

McClure, Ramsay, Dickerson & Escoe, LLP

Meadowbrook Machine & Tool

Mega Motorsports

Morgan Concrete

Morgan Hardware

Northeast Georgia Housing Authority

OEM Accessories

Osborne Wood Products

Patterson Pump Company

Precision Wood Design

Quality Holdings, LLC

Rabun County Board of Education

Rabun Gap-Nacoochee School

Ram Urological Associates PC

RE/MAX Northview

Robertson Furniture

Rock Creek Baptist Church

Ross Controls

Southern States Insurance/Toccoa Ins.

Stephens County Employees

Stephens County Hospital

Stephens County Retired Educators Association

Tallulah Falls School

Taylor Brothers Manufacturing

Team Metal Finishing

The Crossing

The Hair Studio

The Pet Villa

Threads Sportswear, Inc.

TI Automotive

Toccoa Clinic

Toccoa Falls College

Toccoa Nursing Center

2-Day Designs, Inc.

Tri-County Chevrolet–Oldsmobile, Inc.

UHS Pruitt Corporation

Watkins/Bond Insurance Agency

Wright Metal Products

Empower Your Employees, Strengthen Your Business: Partner with North Georgia Credit Union

Enhance Employee Benefits & Wellbeing:

  • Secure accounts insured up to $250,000 by the NCUA.
  • Competitive rates & valuable financial resources.
  • Free financial counseling & education programs.
  • Increased financial knowledge & reduced stress.

Simplify HR & Boost Morale:

  • Dependable, friendly, personalized member service.
  • Streamlined payroll deductions & convenient benefits.